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Legal Documentation

Terms of Service

Last Updated: January 2025
Estimated reading time: 8 mins

1. Acceptance of Terms

Welcome to MorFinance. By accessing or using our platform, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services. MorFinance provides decentralized finance (DeFi) tools including but not limited to flash loan arbitrage, lending, borrowing, and automated trading agents.

2. Eligibility

You must be at least 18 years old and have the legal capacity to enter into contracts in your jurisdiction to use MorFinance. By using our platform, you represent and warrant that you meet these eligibility requirements and that all information you provide is accurate and complete.

Our services are not available to residents of jurisdictions where cryptocurrency transactions or DeFi services are prohibited by law. You are responsible for ensuring compliance with your local laws and regulations.

3. Description of Services

MorFinance provides a platform for:

Flash loan arbitrage opportunities and execution
Automated trading agents for DeFi protocols
Lending and borrowing across protocols (Aave, etc.)
Liquidity pool management and analytics
Multi-protocol flash loan aggregation
Real-time market data and opportunity detection

Our platform integrates with various blockchain networks including Ethereum, Arbitrum, and other EVM-compatible chains. We facilitate interactions with third-party smart contracts and protocols.

4. Wallet Connection & Security

To use MorFinance, you must connect a compatible Web3 wallet. You are solely responsible for:

  • Maintaining the security of your private keys and seed phrases
  • All transactions initiated through your connected wallet
  • Keeping your wallet software updated and secure
  • Monitoring your wallet for unauthorized access
  • Understanding the risks of third-party application connections

MorFinance never has access to your private keys and cannot recover lost funds or reverse transactions.

5. Risks and Disclaimers

Risk Disclosure

DeFi trading involves significant risk. Please acknowledge before proceeding.

Smart Contract Risk

Bugs in code could result in fund loss

Market Volatility

Prices vary widely & can cause massive losses

Liquidation Risk

Leveraged positions may be liquidated

Oracle Risk

Price feeds can be manipulated or fail

6. No Financial Advice

MorFinance provides tools and information but does NOT provide financial, investment, tax, or legal advice. All information presented on our platform is for informational purposes only and should not be construed as advice or recommendations. You should conduct your own research and consult with qualified professionals before making any financial decisions.

7. User Responsibilities

01
Comply with all applicable laws and regulations
02
Not use the platform for any illegal or unauthorized purpose
03
Not attempt to manipulate markets or engage in wash trading
04
Not attempt to hack, exploit, or disrupt the platform
05
Pay all applicable blockchain network fees (gas fees)

8. Fees and Costs

MorFinance may charge platform fees for certain services. You are responsible for all network gas fees and third-party protocol fees.

9. Intellectual Property

All content, features, and functionality on MorFinance, including but not limited to text, graphics, logos, software, and code, are the property of MorFinance or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not copy, modify, distribute, sell, or exploit any portion of the platform without our express written permission.

10. Limitation of Liability

To the maximum extent permitted by law, MorFinance and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.

MorFinance provides the platform "AS IS" and "AS AVAILABLE" without warranties of any kind. We do not guarantee that the platform will be error-free, secure, or continuously available.

11. Indemnification

You agree to indemnify and hold harmless MorFinance from any claims arising from:

Your use of the platform
Your violation of these Terms
Your violation of laws
Violation of third-party rights

12. Third-Party Services

MorFinance integrates with third-party services like Aave, Uniswap, and various blockchain networks. We are not responsible for the security or functionality of these services. Your use of third-party services is subject to their respective terms.

13. Modifications to Terms

We reserve the right to modify these Terms at any time. Notice will be provided by updating the "Last Updated" date. Continued use of MorFinance after changes constitutes acceptance of the modified Terms.

14. Termination

We reserve the right to suspend or terminate your access to MorFinance at any time, with or without cause, and with or without notice.

15. Dispute Resolution

Any disputes arising from these Terms shall be resolved through binding arbitration. You waive any right to participate in class action lawsuits.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where MorFinance operates, without regard to conflict of law provisions.